Wednesday, September 13, 2017

Equifax Can't Even Get the Fix Right

In the wake of the Equifax nightmare, I followed Ron Lieber's advice from the NY Times and placed a credit freeze on our accounts at Experian, TransUnion, and Innovis.

It was simple. Took about 10 minutes all together and I was done. Great.

Then, I went to Equifax and would you believe it?


I get a message saying they can't process the request because more information is required.

I wonder if that's because all of the data is gone?

The incompetence here is just mind boggling.

The only good thing that will come out of this is that it will put the decentralized/blockchain era of innovation on hyperdrive because having ALL of a country's citizens' personal information in 1 place is, well, just not very smart.

And my personal favorite?

There's still a tweet on the Equifax home page calling their CEO "one of the most admired". Maybe take that down?

Stay classy, Equifax.






Monday, September 11, 2017

Remembering 9/11 in NYC

The memories are still vivid, but the pain isn't as pronounced for me.


Sharing, as is my custom.

Sunday, September 10, 2017

Equifax, your personal information, and blockchains

I'm pretty fired up about the Equifax breach on multiple levels.

The breach itself and the fact that 143mm Americans are now vulnerable.

The criminal behavior of the C-level execs who sold two days after the breach was discovered. They claim they didn't know. Either they are grossly incompetent or liars.

The Silver Lining....

Maybe, just maybe, now that people have been violated on such a personal level, this will end the domination of centralized systems of personal and valuable information.

We need blockchain-based systems like uPort, Meta Mask, Blockstack, Civic, and others to become more widely accepted and used.

We need tools like Rivet to secure our phones.

How many more of these will we have to suffer?


It will happen...only a matter of time. But frustrating until it gets here.

If you REALLY want to get deep on this follow Dan Jeffries on Twitter. He thinks about this a lot.

Tuesday, September 05, 2017

Going Sugar-Free

Back in January, I decided I was going to try and go off sugar entirely.

Now, it's nearly impossible to do that and, on occasion, I have had unrefined sugar/organic cane sugar.

But the key thing is that my conscious sugar intake is WAY down. The first 2 months were rough, though I heard that having additional salt during the transition time was a good way to help--and it did.

Now, however, I can walk past a table of sweets and feel...nothing. The sugar no longer has the craving power over me and that's a very liberating feeling.

Plus, a real bonus, is that naturally sweet things like fruit taste so much better.

I'm continually testing my diet to optimize for results (at the moment, I am basically vegan-save eggs and honey), but the sugar avoidance is one I definitely recommend.

Friday, September 01, 2017

The value of telecommuting...quantified

Some people ask "how can you work at home?"

2 answers.
1. when you work for yourself, it's easy to stay motivated
2. but here's the real value. If average commute is, say, 40 minutes. That's 80 minutes per day, 5 days per week, 50 weeks per year.

That's 266 hours per year or roughly 33 working days that I gain each year. An extra 1.5 months per year. Assume same efficiency as office (that's being generous).

After 9 years of working at home, I have a full extra year's worth of productivity compared to my alter-ego/commuter self.

Talk about compounded interest.


And if the commute, round trip, is 1 hour, that is 62.5 working days per year.