Into the category of people who get a small asterisk in our family’s life history, we now add Johnny of Capital One bank.
I took Tonka and Paco in the other day and helped them each set up their own bank accounts.
That wasn’t the real purpose of the trip, however. It was the next step in their financial acumen educational process and Johnny played his role beautifully.
We talked about the dangers of overdrafting your checking account, buying on credit, and how to responsibly save (as well as check your balance).
We talked about interest, loans, and even currency swaps (ok, maybe not the last part).
His patience was first rate and I thanked him for his help.
Many years down the road when, hopefully, the guys are of sound financial mind, we’ll look back at the positive influences on their lives and remember that Johnny had a small, but important, role to play.
Next up: teach them how to check their balances via the iPad 
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